Dear Michael: We have talked about talking to someone about our estate planning for what seems like years now. We talked about it when we had small children, and it was put on the back burner. We talked about it when our eldest son came back from college and told us he wanted to farm with us as a lifetime occupation. We talked about it as we got close to retirement but, again, did not act. Now we are approaching our mid-70s but still don’t’ have a single thing down in writing. Is this normal for people? – Waiting In the Years.